/* -------------------------------------------
   CSS Reset & Normalize
-------------------------------------------- */
html, body, div, span, applet, object, iframe,
h1, h2, h3, h4, h5, h6, p, blockquote, pre,
a, abbr, acronym, address, big, cite, code,
del, dfn, em, img, ins, kbd, q, s, samp,
small, strike, strong, sub, sup, tt, var,
b, u, i, center,
dl, dt, dd, ol, ul, li,
fieldset, form, label, legend,
table, caption, tbody, tfoot, thead, tr, th, td,
article, aside, canvas, details, embed, 
figure, figcaption, footer, header, hgroup, 
menu, nav, output, ruby, section, summary,
time, mark, audio, video {
  margin: 0;
  padding: 0;
  border: 0;
  font-size: 100%;
  font: inherit;
  vertical-align: baseline;
  box-sizing: border-box;
}

html {
  height: 100%;
  font-size: 16px;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  scroll-behavior: smooth;
}
body {
  min-height: 100vh;
  background: #fff;
  font-family: 'Open Sans', Arial, sans-serif;
  color: #173059;
  line-height: 1.65;
  font-size: 1rem;
  letter-spacing: 0.01em;
  font-weight: 400;
  overflow-x: hidden;
}
img {
  max-width: 100%;
  height: auto;
  display: block;
}
a {
  color: #173059;
  text-decoration: none;
  transition: color 0.2s;
}
a:hover,
a:focus {
  color: #F2A922;
  text-decoration: underline;
}
ul, ol {
  padding-left: 1.3em;
  margin-bottom: 16px;
}
li {
  margin-bottom: 8px;
  line-height: 1.6;
}
table {
  border-collapse: collapse;
  width: 100%;
  margin-bottom: 1.5em;
}
th, td {
  border: 1px solid #e2e8f0;
  padding: 12px 14px;
  text-align: left;
  font-size: 1rem;
}
th {
  background: #f7f7fa;
  font-weight: 700;
  letter-spacing: 0.03em;
}
blockquote {
  margin: 0 0 16px 0;
  padding: 18px 22px;
  background: #f7f7fa;
  border-left: 6px solid #F2A922;
  font-style: italic;
  color: #173059;
}

/* -------------------------------------------
   Typography & Headings
-------------------------------------------- */
h1,
h2,
h3,
h4,
h5,
h6 {
  font-family: 'Montserrat', 'Open Sans', Arial, sans-serif;
  color: #173059;
  font-weight: 900;
}
h1 {
  font-size: 2.25rem;
  letter-spacing: -0.02em;
  margin-bottom: 20px;
}
h2 {
  font-size: 1.75rem;
  margin-bottom: 22px;
  margin-top: 4px;
}
h3 {
  font-size: 1.25rem;
  margin-bottom: 14px;
}
h4,
h5 {
  font-weight: 700;
}
p {
  font-size: 1.08rem;
  margin-bottom: 16px;
  color: #173059;
}
strong,
b {
  font-weight: bold;
  color: #173059;
}

/* -------------------------------------------
   Layout & Containers
-------------------------------------------- */
.container {
  width: 100%;
  max-width: 1240px;
  margin: 0 auto;
  padding-left: 24px;
  padding-right: 24px;
}
.content-wrapper {
  display: flex;
  flex-direction: column;
  gap: 20px;
  width: 100%;
}
.section {
  margin-bottom: 60px;
  padding: 40px 20px;
  background: #fff;
  border-radius: 28px;
  box-shadow: 0 4px 30px rgba(23, 48, 89, 0.05);
}
/* Hero Section */
.hero {
  background: #173059;
  color: #FFF;
  border-radius: 0 0 32px 32px;
  margin-bottom: 50px;
  padding: 58px 0 46px 0;
}
.hero .content-wrapper {
  align-items: flex-start;
}
.hero h1,
.hero p {
  color: #FFF;
}
.hero h1 {
  font-size: 2.7rem;
  font-weight: 900;
}
.hero p {
  font-size: 1.18rem;
  margin-bottom: 20px;
  font-weight: 500;
  opacity: 0.95;
}

/* -------------------------------------------
   Buttons & Interactions
-------------------------------------------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-family: 'Montserrat', 'Open Sans', Arial, sans-serif;
  font-weight: 700;
  font-size: 1.15rem;
  padding: 13px 38px;
  border-radius: 40px;
  background: #F2A922;
  color: #173059;
  border: none;
  cursor: pointer;
  transition: background 0.18s, color 0.18s, box-shadow 0.18s, transform 0.16s;
  box-shadow: 0 4px 15px rgba(242,169,34,0.10);
  margin-top: 12px;
  letter-spacing: 0.01em;
}
.btn.primary {
  background: #F2A922;
  color: #173059;
}
.btn.primary:hover, .btn.primary:focus {
  background: #173059;
  color: #FFF;
  box-shadow: 0 8px 24px rgba(23, 48, 89, 0.16);
  transform: translateY(-1px) scale(1.03);
}
.btn.secondary {
  background: #173059;
  color: #FFF;
}
.btn.secondary:hover, .btn.secondary:focus {
  background: #F2A922;
  color: #173059;
}

/* -------------------------------------------
   Header & Navigation
-------------------------------------------- */
header {
  width: 100%;
  background: #fff;
  box-shadow: 0 2px 18px rgba(23,48,89,0.05);
  z-index: 100;
  position: relative;
  border-radius: 0 0 28px 28px;
  margin-bottom: 0;
}
header .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 28px;
  padding-top: 12px;
  padding-bottom: 12px;
}
.logo img {
  height: 52px;
  width: auto;
  display: block;
}
.main-nav {
  display: flex;
  align-items: center;
  gap: 28px;
}
.main-nav a {
  font-family: 'Montserrat', 'Open Sans', Arial, sans-serif;
  font-weight: 700;
  color: #173059;
  font-size: 1.06rem;
  letter-spacing: 0.01em;
  padding: 8px 0;
  transition: color 0.17s;
  position: relative;
}
.main-nav a:after {
  content: '';
  display: block;
  height: 3px;
  width: 0%;
  background: #F2A922;
  border-radius: 2px;
  transition: width 0.22s;
  margin: 0 auto;
}
.main-nav a:hover:after,
.main-nav a:focus:after {
  width: 80%;
}
.main-nav a.active,
.main-nav a[aria-current="page"] {
  color: #F2A922;
}

/* Burger Menu Button */
.mobile-menu-toggle {
  background: #F2A922;
  color: #173059;
  border: none;
  font-size: 2rem;
  border-radius: 8px;
  padding: 4px 18px;
  cursor: pointer;
  display: none;
  transition: background 0.15s, color 0.18s, box-shadow 0.15s;
  margin-left: 18px;
}
.mobile-menu-toggle:hover, .mobile-menu-toggle:focus {
  background: #173059;
  color: #FFF;
  box-shadow: 0 2px 14px rgba(23,48,89,0.14);
}

/* -------------------------------------------
   Mobile Menu (Sliding Overlay)
-------------------------------------------- */
.mobile-menu {
  position: fixed;
  top: 0;
  left: 0;
  bottom: 0;
  width: 100vw;
  height: 100vh;
  background: rgba(23, 48, 89, 0.98);
  color: #FFF;
  z-index: 9999;
  transform: translateX(-100vw);
  transition: transform 0.33s cubic-bezier(0.4, 0.1, 0.28, 1);
  display: flex;
  flex-direction: column;
  justify-content: flex-start;
  align-items: flex-start;
  padding: 0 0 0 0;
  opacity: 1;
}
.mobile-menu.open {
  transform: translateX(0);
}
.mobile-menu-close {
  background: none;
  border: none;
  color: #F2A922;
  font-size: 2.4rem;
  cursor: pointer;
  padding: 16px 20px 0 22px;
  align-self: flex-end;
  transition: color 0.14s, background 0.12s;
  z-index: 2;
}
.mobile-menu-close:hover, .mobile-menu-close:focus {
  color: #fff200;
}
.mobile-nav {
  display: flex;
  flex-direction: column;
  width: 100%;
  padding: 30px 28px 0 28px;
  gap: 20px;
}
.mobile-nav a {
  font-family: 'Montserrat', 'Open Sans', Arial, sans-serif;
  font-weight: 700;
  color: #FFF;
  font-size: 1.3rem;
  padding: 14px 0 14px 6px;
  border-radius: 5px;
  margin-bottom: 0;
  transition: background 0.15s, color 0.15s;
}
.mobile-nav a:hover, .mobile-nav a:focus {
  background: #F2A922;
  color: #173059;
}

/* Hide main nav and show burger on mobile */
@media (max-width: 960px) {
  .main-nav {
    display: none;
  }
  .mobile-menu-toggle {
    display: inline-flex;
  }
}
@media (max-width: 500px) {
  .logo img {
    height: 39px;
  }
}

/* -------------------------------------------
   Cards, Features, Service Lists
-------------------------------------------- */
.features-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 28px;
  margin-top: 8px;
  margin-bottom: 10px;
}
.feature {
  flex: 1 1 220px;
  min-width: 220px;
  max-width: 320px;
  background: #ffffff;
  border-radius: 20px;
  padding: 28px 22px 20px 22px;
  box-shadow: 0 3px 16px rgba(23,48,89,0.09);
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 15px;
  margin-bottom: 20px;
  transition: box-shadow 0.2s, transform 0.15s;
  border: 2px solid transparent;
}
.feature img {
  max-width: 44px;
  margin-bottom: 8px;
}
.feature h3 {
  font-size: 1.16rem;
  color: #173059;
  font-family: 'Montserrat', Arial, sans-serif;
  margin-bottom: 7px;
}
.feature p {
  color: #173059;
  font-size: 1.055rem;
}
.feature:hover,
.feature:focus-within {
  box-shadow: 0 8px 32px rgba(23,48,89,0.13);
  border-color: #F2A922;
  transform: translateY(-2px) scale(1.025);
}

.service-list {
  list-style: disc inside;
  display: flex;
  flex-direction: column;
  gap: 18px;
  margin-top: 10px;
  margin-bottom: 10px;
}
.service-list li {
  font-size: 1.09rem;
  padding-left: 0px;
  margin-bottom: 0px;
  color: #173059;
  background: #fafdff;
  border-radius: 12px;
  padding: 18px 20px;
  box-shadow: 0 2px 10px rgba(17,40,71,0.05);
  font-family: 'Open Sans', Arial, sans-serif;
  font-weight: 500;
  transition: box-shadow 0.14s, border 0.16s;
}
.service-list li strong, .service-list li b {
  color: #F2A922;
  font-family: 'Montserrat', Arial, sans-serif;
  font-weight: 700;
}
.service-list li:hover,
.service-list li:focus-within {
  box-shadow: 0 5px 22px rgba(242,169,34,0.13);
  border-left: 5px solid #F2A922;
}

.tips-list, .faq-list {
  display: flex;
  flex-direction: column;
  gap: 16px;
  margin-bottom: 16px;
}
.tips-list li {
  font-size: 1.025rem;
  color: #173059;
  background: #f8f8fd;
  border-radius: 10px;
  padding: 13px 16px 13px 21px;
  font-weight: 500;
}

.step-list {
  list-style: decimal-leading-zero inside;
  display: flex;
  flex-direction: column;
  gap: 13px;
  font-size: 1.08rem;
  margin-bottom: 18px;
}
.step-list li {
  background: #fafdff;
  border-left: 5px solid #F2A922;
  border-radius: 9px;
  padding: 13px 18px;
  color: #173059;
  font-weight: 500;
  margin-bottom: 0;
}
.step-list li strong {
  color: #173059;
  font-weight: 800;
}

/* FAQ items */
.faq-list {
  margin-top: 10px;
  gap: 22px;
}
.faq {
  background: #fff;
  border-radius: 14px;
  box-shadow: 0 3px 14px rgba(23,48,89,0.07);
  padding: 17px 22px 14px 22px;
  border-left: 6px solid #F2A922;
  transition: box-shadow 0.14s, border-color 0.14s;
}
.faq h3 {
  margin-bottom: 8px;
  font-size: 1.11rem;
  font-family: 'Montserrat', Arial, sans-serif;
  color: #173059;
  font-weight: 700;
}
.faq:hover,
.faq:focus-within {
  box-shadow: 0 6px 20px rgba(242,169,34,0.13);
  border-color: #173059;
}

/* CTA block */
.cta-block {
  background: #173059;
  color: #fff;
  border-radius: 24px;
  padding: 32px 20px;
  text-align: center;
  box-shadow: 0 4px 20px rgba(23,48,89,0.09);
  margin: 20px auto 0 auto;
  display: flex;
  flex-direction: column;
  gap: 16px;
  align-items: center;
}
.cta-block h2 {
  color: #fff;
  margin-bottom: 8px;
}

/* -------------------------------------------
   Cards & Testimonial Cards
-------------------------------------------- */
.card-container {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
  margin-bottom: 24px;
}
.card {
  background: #fff;
  border-radius: 18px;
  box-shadow: 0 4px 18px rgba(23, 48, 89, 0.08);
  padding: 24px 20px;
  margin-bottom: 20px;
  width: 100%;
  position: relative;
  transition: box-shadow 0.16s, transform 0.13s;
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.card:hover,
.card:focus-within {
  box-shadow: 0 8px 32px rgba(23,48,89,0.13);
  transform: scale(1.014);
}

.content-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
  justify-content: space-between;
}
.text-image-section {
  display: flex;
  align-items: center;
  gap: 30px;
  flex-wrap: wrap;
}
.feature-item {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 15px;
}

/* -------------------------------------------
   Testimonials Section
-------------------------------------------- */
.testimonial-card {
  display: flex;
  align-items: center;
  gap: 20px;
  background: #fff;
  border-radius: 18px;
  box-shadow: 0 4px 20px rgba(242,169,34,0.09);
  padding: 20px;
  margin-bottom: 24px;
  transition: box-shadow 0.15s, border-color 0.14s;
  border-left: 6px solid #F2A922;
}

.testimonial-card blockquote {
  background: none;
  border: none;
  margin: 0;
  padding: 0;
  color: #173059;
  font-size: 1.11rem;
  font-style: italic;
}
.testimonial-meta {
  font-size: 1.03rem;
  color: #F2A922;
  font-weight: 800;
  font-family: 'Montserrat', Arial, sans-serif;
  margin-left: 18px;
  letter-spacing: 0.05em;
}

/* --------------------------------------------
   Contact Info
-------------------------------------------- */
.contact-info {
  background: #f8f9fd;
  padding: 17px 19px;
  border-radius: 13px;
  color: #173059;
  font-size: 1.07rem;
  font-weight: 500;
  margin-bottom: 10px;
  box-shadow: 0 2px 10px rgba(23,48,89,0.03);
  word-break: break-word;
}
.contact-info a {
  color: #F2A922;
  text-decoration: underline;
}

/* -------------------------------------------
   Footer
-------------------------------------------- */
footer {
  background: #173059;
  color: #FFF;
  border-radius: 36px 36px 0 0;
  margin-top: 56px;
  padding: 0;
}
footer .container {
  padding-top: 38px;
  padding-bottom: 24px;
}
.footer-logo img {
  height: 49px;
  margin-bottom: 6px;
}
.footer-nav {
  display: flex;
  align-items: center;
  gap: 28px;
  margin: 20px 0 10px 0;
}
.footer-nav a {
  color: #F2A922;
  font-family: 'Montserrat', Arial, sans-serif;
  font-weight: 700;
  letter-spacing: 0.01em;
  font-size: 1.06rem;
  transition: color 0.14s;
}
.footer-nav a:hover,
.footer-nav a:focus {
  color: #fff200;
  text-decoration: underline;
}
footer p {
  color: #FFF;
  font-size: 1.03rem;
  opacity: 0.96;
  margin-top: 5px;
}

/* -------------------------------------------
   Cookie Consent Banner & Modal
-------------------------------------------- */
.cookie-banner {
  position: fixed;
  left: 0;
  bottom: 0;
  width: 100vw;
  background: #173059;
  color: #FFF;
  z-index: 99999;
  padding: 20px 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 20px;
  box-shadow: 0 -1px 28px rgba(23,48,89,0.11);
  font-size: 1.03rem;
  animation: cookie-banner-in 0.5s cubic-bezier(0.37,1.2,0.10,1.0);
  font-family: 'Open Sans', Arial, sans-serif;
  border-radius: 28px 28px 0 0;
}
@keyframes cookie-banner-in {
  0% { transform: translateY(60px); opacity: 0; }
  100% { transform: translateY(0); opacity: 1; }
}
.cookie-banner p {
  color: #FFF;
  margin: 0 18px 0 0;
  font-size: 1.03rem;
  max-width: 520px;
  font-weight: 500;
  display: inline;
}
.cookie-banner .cookie-btn {
  background: #F2A922;
  color: #173059;
  border: none;
  border-radius: 24px;
  padding: 11px 25px;
  font-family: 'Montserrat', Arial, sans-serif;
  font-weight: 700;
  font-size: 1rem;
  margin: 0 5px;
  cursor: pointer;
  transition: background 0.16s, color 0.13s, transform 0.13s;
}
.cookie-banner .cookie-btn:active,
.cookie-banner .cookie-btn:hover,
.cookie-banner .cookie-btn:focus {
  background: #173059;
  color: #FFF;
  transform: scale(1.03);
}
.cookie-banner .cookie-btn.settings {
  background: #fff;
  color: #173059;
  border: 2px solid #F2A922;
}
.cookie-banner .cookie-btn.settings:hover,
.cookie-banner .cookie-btn.settings:focus {
  background: #eaeaea;
  color: #173059;
}
/* Cookie Modal Overlay */
.cookie-modal-overlay {
  position: fixed;
  z-index: 100000;
  top: 0; left: 0;
  width: 100vw;
  height: 100vh;
  background: rgba(23,48,89,0.90);
  display: flex;
  align-items: center;
  justify-content: center;
  animation: cookie-modal-in 0.3s cubic-bezier(0.37,1.2,0.10,1.0);
}
@keyframes cookie-modal-in {
  0% { opacity: 0; }
  100% { opacity: 1; }
}
.cookie-modal {
  background: #fff;
  color: #173059;
  border-radius: 24px;
  max-width: 390px;
  min-width: 280px;
  min-height: 250px;
  padding: 32px 22px 22px 22px;
  box-shadow: 0 18px 34px rgba(23,48,89,0.12);
  display: flex;
  flex-direction: column;
  gap: 17px;
  position: relative;
}
.cookie-modal h3 {
  font-family: 'Montserrat', Arial, sans-serif;
  font-size: 1.24rem;
  font-weight: 700;
  color: #173059;
  margin-bottom: 6px;
}
.cookie-modal .cookie-options {
  display: flex;
  flex-direction: column;
  gap: 18px;
}
.cookie-modal .cookie-category {
  display: flex;
  align-items: center;
  gap: 15px;
}
.cookie-modal .cookie-switch {
  appearance: none;
  width: 38px;
  height: 22px;
  background: #e1e6f0;
  border-radius: 22px;
  position: relative;
  transition: background 0.2s;
  outline: none;
  margin-right: 3px;
  cursor: pointer;
}
.cookie-modal .cookie-switch:checked {
  background: #F2A922;
}
.cookie-modal .cookie-switch:before {
  content: '';
  position: absolute;
  left: 3px;
  top: 3px;
  width: 16px;
  height: 16px;
  border-radius: 50%;
  background: #fff;
  transition: transform 0.19s;
}
.cookie-modal .cookie-switch:checked:before {
  transform: translateX(16px);
  background: #173059;
}
.cookie-modal .cookie-category .label {
  font-weight: 600;
  font-family: 'Open Sans', Arial, sans-serif;
  font-size: 1.04rem;
}
.cookie-modal .cookie-category.essential .label {
  color: #F2A922;
}
.cookie-modal .modal-actions {
  display: flex;
  gap: 14px;
  margin-top: 18px;
}
.cookie-modal .cookie-btn {
  width: 100%;
}
.cookie-modal .cookie-modal-close {
  background: none;
  border: none;
  font-size: 1.6rem;
  color: #F2A922;
  position: absolute;
  top: 17px;
  right: 18px;
  cursor: pointer;
  transition: color 0.14s;
}
.cookie-modal .cookie-modal-close:hover,
.cookie-modal .cookie-modal-close:focus {
  color: #173059;
}

/* ----------------------------------------
   Responsive Design
----------------------------------------- */
@media (max-width: 1200px) {
  .container { max-width: 98vw; }
  .features-grid { gap: 20px; }
}
@media (max-width: 990px) {
  .features-grid, .card-container {
    gap: 16px;
  }
  .feature {
    min-width: 170px; 
    max-width: 380px;
  }
}
@media (max-width: 800px) {
  .hero { padding: 34px 0 30px 0; }
  .container { padding-left: 10px; padding-right: 10px; }
  .footer-nav { gap: 15px; }
}
@media (max-width: 768px) {
  .features-grid, .card-container {
    flex-direction: column;
    align-items: stretch;
    gap: 22px;
  }
  .feature, .card {
    min-width: unset;
    max-width: unset;
    width: 100%;
  }
  .content-grid, .section, .content-wrapper {
    gap: 12px;
  }
  .main-nav { gap: 11px; }
  .testimonial-card {
    flex-direction: column;
    align-items: flex-start;
    gap: 8px;
  }
  .testimonial-meta { margin-left: 0; }
  .hero h1 { font-size: 2.0rem; }
  .card, .feature { padding: 16px 13px; }
  .footer-logo img { height: 35px; }
}
@media (max-width: 620px) {
  .section { padding: 24px 4px; }
  .cookie-modal { max-width: 97vw; padding: 20px 6vw 18px 6vw; }
  .footer-nav { flex-direction: column; align-items: flex-start; gap: 10px; }
}
@media (max-width: 480px) {
  .hero { padding: 18px 0 11px 0; border-radius: 0 0 20px 20px; }
  .hero h1 { font-size: 1.35rem; }
  .btn, .cookie-banner .cookie-btn { font-size: 0.97rem; padding: 9px 15px; }
  .section { margin-bottom: 40px; border-radius: 14px; }
  .testimonial-card, .feature, .card { border-radius: 8px; }
  .cookie-banner { flex-direction: column; align-items: stretch; gap: 12px; padding: 11px 6px; border-radius: 14px 14px 0 0; }
}

/* ----------------------------------------
   Utility Classes
----------------------------------------- */
.text-center { text-align: center !important; }
.text-left { text-align: left !important; }
.text-right { text-align: right !important; }

/* Hide visually but keep accessible */
.visually-hidden {
  position: absolute !important;
  width: 1px; height: 1px; padding: 0;
  overflow: hidden; clip: rect(0 0 0 0);
  white-space: nowrap; border: 0;
}

/* For safety (no grid, no columns, no absolute on cards) */
.card, .feature, .faq, .testimonial-card {
  position: relative;
}

/* End of CSS */

/* ----------------------------------------
   Font Face Import
----------------------------------------- */
@import url('https://fonts.googleapis.com/css?family=Montserrat:700,900&display=swap');
@import url('https://fonts.googleapis.com/css?family=Open+Sans:400,600,700&display=swap');